This Agreement outlines the terms and conditions governing your access and use of the website “www.swastikfinancial.com” and its mobile application (collectively referred to as the “Website”), managed and operated by Swastik Financial Services Private Limited (hereinafter referred to as “Company” or “Swastik Financial”), incorporated under the laws of India and registered under the Companies Act, 2013. This Agreement (referred to as “Agreement”) is an electronic record in compliance with the Information Technology Act, 2000. It is generated by a computer system and does not require physical or digital signatures. This document is published in accordance with Rule 3 of the Information Technology (Intermediaries Guidelines) Rules, 2011, which mandates the exercise of due diligence when accessing or using this Website.
By accessing this Website or registering your information on the Website, you (hereinafter referred to as “you” or “your”) agree to be bound by this Terms of Use (“TOU”). This Agreement, along with the Privacy Policy and Disclaimer, governs your relationship with the Company and is subject to all applicable rules, guidelines, policies, terms, and conditions related to any specific service provided by the Website. These shall be considered part of this TOU.
Please return to this page periodically to review the most current version of the TOU. We reserve the right, at our sole discretion, to update or modify the TOU without prior notice, and your continued access or use of the Website signifies your acceptance of the updated TOU.
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. YOUR ACCEPTANCE OF THESE TERMS CONSTITUTES A BINDING AGREEMENT BETWEEN YOU AND THE COMPANY.
Swastik Financial provides access to information about various financial products and services, including but not limited to life insurance, general insurance, and health insurance (collectively referred to as “Services”). In addition, Swastik Financial may offer third-party services related to credit checks, insurance premium calculations, and other related services (“ancillary services”). These Services and ancillary services are provided on a commercially reasonable effort basis, and your participation is voluntary and based on your consent.
Your continued use of the Services and ancillary services signifies your acceptance of these terms and any updates made to the TOU, which will remain in effect until this Agreement is terminated as outlined herein.
You agree to allow Swastik Financial to share your information with affiliated companies and third parties, as necessary, for joint marketing, service offerings, or other related purposes. You consent to receive communications via email, WhatsApp, telephone, and SMS/RCS regarding updates, promotional offers, and product announcements from Swastik Financial or its third-party partners, even if your contact number is registered under the DND/NCPR list under TRAI regulations. For this purpose, you authorize the Company to share your information with authorized service providers and partners.
Swastik Financial will retain and use your information as necessary to comply with legal obligations, resolve disputes, and enforce agreements related to the Services and ancillary services.
By using the Website, you consent to the use of your personal information as described in our Privacy Policy. This policy outlines how Swastik Financial manages your data when you access the Website and use our Services.
3. Additional Terms and Conditions
Swastik Financial reserves the right to modify the Website, policies, agreements, this TOU, and the Privacy Policy at any time, as necessary, to comply with legal or regulatory changes, correct errors, reflect process changes, or adapt to customer requirements. Any changes will be updated on the Website, and your continued use of the Services will indicate your acceptance of the modified terms.
Swastik Financial also reserves the right to temporarily or permanently discontinue or modify the Services, including ancillary services, after providing reasonable notice, unless such modifications are made to improve security, enhance features, or maintain the integrity of the Website. You agree that Swastik Financial will not be held liable for any changes or discontinuation of the Services.
You agree not to use the Services for any unlawful purposes, including but not limited to transmitting material that is defamatory, invasive of another’s privacy, or otherwise violates the rights of others.
From time to time, Swastik Financial may offer promotional campaigns (“Promotional Offers”) to promote its Services. These offers will be governed by this TOU and any additional terms specific to the Promotional Offer. Swastik Financial reserves the right to modify or withdraw such offers at its sole discretion.
Swastik Financial is your trusted financial provider on a mission to work on your behalf and procure the most competitive loan solutions.
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